📋 Costs & Insurance Calculators

Closing costs, PMI, property tax, homeowners insurance, rent vs buy, tax deduction, DTI, and loan comparison calculators.

Estimate total closing costs including origination fees, appraisal, title insurance, escrow, and other fees when buying a home.

Calculate private mortgage insurance costs: annual premium, monthly payment, and when PMI drops off at 80% LTV.

Calculate annual and monthly property tax payments based on assessed value and local tax rate.

Estimate annual and monthly homeowners insurance premiums based on home value, coverage level, and location factors.

Compare the total cost of renting versus buying a home over time, including equity buildup, tax benefits, and opportunity cost.

Estimate your tax savings from the mortgage interest deduction based on your loan details and marginal tax rate.

Calculate your front-end (housing) and back-end (total) debt-to-income ratios to see if you qualify for a mortgage.

Compare two mortgage offers side by side: monthly payments, total interest paid, and total cost over the life of each loan.